Vaults
LiquidRoyalty RWA Vaults

LiquidRoyalty currently offers 3 ERC-4626 compliant Vaults:
🏦 Senior Tranche (snrUSD) - Monthly Rebalancing
For: The conservative investor.
Profile: You prioritize capital preservation and a predictable, stablecoin-denominated return.
How it Works: Your yield is guaranteed by the ALAR vault, offering a fixed APY of 11-13%—the highest priority payout in the ecosystem.
Yield Payout Method: Yield is paid in form of more snrUSD (11-13% APY equivalent) airdropped to snrUSD holders during rebalance, purpose is to preserve ability to integrate with other DeFi protocols (e.g. DEX, Lending).
Yield Spillover only happens when total assets in the vault is over 110% of snrUSD circulation
Cooldown: User can withdraw USDe 7 days after initiating cooldown, snrUSD in cooldown WILL NOT receive yield airdrops
Only users with snrUSD balance more than 0.01 will receive monthly airdrop distribution
⚡ Junior Tranche (JNR) - Liquid Staking
For: The growth-oriented investor.
Profile: You are comfortable with higher volatility for a significantly amplified return.
How it Works: You capture 80% of all yield generated above the Senior Tranche's guarantee, offering uncapped upside potential, spillover happens during rebalance.
Yield Payout Method: Through JNR share price appreciation.
Cooldown: User can withdraw USDe 7 days after initiating cooldown, JNR:USDe rate is based on the time of cooldown initiation.
🛡️ ALAR (ALAR) - Liquid Staking
For: The long-term ecosystem believer.
Profile: You are invested in the protocol's health and sustainability.
How it Works: ALAR stakers receive 20% of the excess yield, which directly funds the Senior guarantee, ensuring its long-term reliability and creating a virtuous cycle of growthFees
Yield Payout method: spillover happens during rebalance.
Cooldown: User can withdraw USDe 7 days after initiating cooldown, ALAR:USDe rate is based on the time of cooldown initiation.
Last updated

