LiquidRoyalty currently offers 3 ERC-4626 compliant Vaults:
1. **🏦 Senior Tranche (snrUSD) - Monthly Rebalancing**
* **For:** The conservative investor.
* **Profile:** You prioritize capital preservation and a predictable, stablecoin-denominated return.
* **How it Works:** Your yield is **guaranteed** by the ALAR vault, offering a fixed APY of 11-13%—the highest priority payout in the ecosystem.
* **Yield Payout Method:** Yield is paid in form of more snrUSD (11-13% APY equivalent) airdropped to snrUSD holders during rebalance, purpose is to preserve ability to integrate with other DeFi protocols (e.g. DEX, Lending).
* Yield Spillover only happens when total assets in the vault is over 110% of snrUSD circulation
* **Cooldown**: User can withdraw USDe 7 days after initiating cooldown, snrUSD in cooldown WILL NOT receive yield airdrops
* **Only users with snrUSD balance more than 0.01** will receive monthly airdrop distribution
2. **⚡ Junior Tranche (JNR) - Liquid Staking**
* **For:** The growth-oriented investor.
* **Profile:** You are comfortable with higher volatility for a significantly amplified return.
* **How it Works:** You capture **80% of all yield generated above the Senior Tranche's guarantee**, offering uncapped upside potential, spillover happens during rebalance.
* **Yield Payout Method:** Through JNR share price appreciation.
* **Cooldown**: User can withdraw USDe 7 days after initiating cooldown, JNR:USDe rate is based on the time of cooldown initiation.
3. **🛡️ ALAR (ALAR) - Liquid Staking**
* **For:** The long-term ecosystem believer.
* **Profile:** You are invested in the protocol's health and sustainability.
* **How it Works:** ALAR stakers receive **20% of the excess yield**, which directly funds the Senior guarantee, ensuring its long-term reliability and creating a virtuous cycle of growth**Fees**
* **Yield Payout method:** spillover happens during rebalance.
* **Cooldown**: User can withdraw USDe 7 days after initiating cooldown, ALAR:USDe rate is based on the time of cooldown initiation.
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